Attention homeowners in Louisville and Jefferson County: Need an appraisal?
Check out the top seven reasons Kentucky homeowners hire Abell Appraisal Services, Inc.:
We at Abell Appraisal Services, Inc. understand the individual needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a regular consumer that most likely doesn't see an appraisal every day, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Abell Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.
Challenge Jefferson County's assessment of your propertyLet's say you live in a region that's declining -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Abell Appraisal Services, Inc. is your strongest weapon when challenging your property tax assessment.
Appraisals to cancel PMIA fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you abolish undesirable PMI insurance.
HELOC recently frozen?If your home is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Abell Appraisal Services, Inc. can provide you with an expert appraisal to help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for verity? Abell Appraisal Services, Inc. offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.